MORTGAGE LOANS

Low Rates.

Easy Applications.

Quick Closings.

HOW CAN WE HELP YOU TODAY?

We Help Families Just Like Yours Buy or Refinance Their Home Loans

Purchase a Home

There’s nothing better than raising your kids on your own home. We can help you with just a few simple steps to unlocking that American Dream of home ownership.

Rate & Term Refinance

It’s never too soon to start saving money on your monthly mortgage. Rate & Term Refinancing will save you tens of thousands of dollars over the life of your loan.

Cash-out Refinance

Too often the biggest access to cash is a homeowners equity. Remodel your home, pay down debts or take that dream vacation, Cash out Refinance is your ticket out of “Equity-Jail”.

Renovate a Home

Looking to renovate a home? We have options. Give us a call and we will help you get your project funded.

Our goal is to take your “normal” mortgage experience and make it exceptional, with trusted guidance, tailored options, and all in simple language that easy to understand.

LOAN PROGRAMS AVAILABLE

SELF -EMPLOYED LOANS...

Designed for self-employed borrowers who may not meet the traditional lending requirements.

REVERSE LOANS...

Turn a portion of your home's equity into cash without selling, only for 62 year olds and older.

SECOND MORTGAGE LOANS...

Tap into your home's equity, access cash for home improvements, debt consolidation, or other expenses.

VA LOANS...

Go-to loan for veterans, active-duty military members and others. Enjoy low down payments and rates.

CONVENTIONAL LOANS...

A traditional loan. Great option for a good credit score.

FHA LOANS

Ideal for those not having a large down payment or great credit score.

VA LOANS...

Go-to loan for veterans, active-duty military members and others. Enjoy low down payments and rates.

CONVENTIONAL LOANS...

A traditional loan. Great option for a good credit score.

FHA LOANS

Ideal for those not having a large down payment or great credit score.

SELF -EMPLOYED LOANS...

Designed for self-employed borrowers who may not meet the traditional lending requirements.

REVERSE LOANS...

Turn a portion of your home's equity into cash without selling, only for 62 year olds and older.

Tap into your home's equity, access cash for home improvements, debt consolidation, or other expenses.

LOANS FOR VETERANS

Since 2005 we’ve put more than 1,000 families into homes...

We believe veterans should own a home in the land you fought to protect. We come from a long family line of veterans. We serve in the VA space to honor our family line and offer expertise to the community we care about.

Trusted by:

THE CLIENT EXPERIENCE

We take your “normal” mortgage experience and make it exceptional...

With trusted guidance, tailored options, and all in simple language that is easy to understand. Whether its online or in person, our focus is helping aspiring homeowners cross the line of homeowner ship as simply as possible without any fluff.

LATEST BLOG POSTS

How To Calculate Residual Income For VA Loans

To calculate residual income for VA loans, subtract monthly debts (housing, taxes, insurance, loans) from gross income. This ensures enough leftover funds for family needs, based on VA standards. ...more

Loans ,VA Loans

November 15, 2024•4 min read

How To Calculate Residual Income For VA Loans

How Many VA Loans Can You Have?

You can have multiple VA loans if you have remaining entitlement, allowing you to use your VA loan benefit more than once, even simultaneously, depending on loan limits and lender approval. ...more

Loans ,VA Loans

November 09, 2024•3 min read

How Many VA Loans Can You Have?

Minimum Credit Score For A VA Loan

VA loans have no official minimum credit score, but most lenders prefer a score of 620 or higher. Lower scores may still qualify, depending on lender flexibility and other financial factors. ...more

Loans ,VA Loans

November 02, 2024•5 min read

Minimum Credit Score For A VA Loan

Mortgages are a significant financial commitment, and making mistakes during the process can have serious consequences. In this blog post, we'll explore the top 5 mortgage mistakes to avoid.

Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list of Mortgage Do's and Do Not's to help you navigate the process with ease.

Your credit score is one of the most important factors that lenders consider when deciding whether to approve you for a mortgage loan. By taking steps to improve your credit score, you can increase your chances of getting approved for a loan with better terms,

CHECK OUT OUR SHOW

Where Does The Election Result Lead Us?

Where Does The Election Result Lead Us?

Take a look at how the results of the 2024 presidential election have already started to affect the housing market! ...more

Mortgage Heroes Podcast

November 13, 2024•4 min read

The Election Is Here Now What?

The Election Is Here Now What?

The 2024 elections are here! How do they impact the housing market? ...more

Mortgage Heroes Podcast

November 05, 2024•4 min read

What Housing Might Look Like For The Remainder Of 2024

What Housing Might Look Like For The Remainder Of 2024

...latest market trends affecting housing and real estate as we approach the end of 2024 and gear up for a pivotal election. ...more

Mortgage Heroes Podcast

November 01, 2024•2 min read

© Copyright 2024 Mortgage Heroes. All rights reserved

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

.

A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov