BEST VA LOAN LENDER
LOANS FOR VETERANS
Since 2005 we’ve put more than 1,000 families into homes...
We believe veterans should own a home in the land you fought to protect. We come from a long family line of veterans. We serve in the VA space to honor our family line and offer expertise to the community we care about.
BEST VA LOAN RATES
We are proud to support those who serve by offering the best VA loan rates in the market.
VA HOME LOANS
VA loans are a type of mortgage that is available to veterans, active-duty military members, and eligible surviving spouses. These loans are guaranteed by the Department of Veterans Affairs (VA), which means lenders are protected in case the borrower defaults on the loan. VA loans typically offer more favorable terms and interest rates than conventional loans and do not require a down payment.
In addition, VA loans do not require mortgage insurance, which can save borrowers money on their monthly payments. VA loans have flexible credit requirements, which can help borrowers with less-than-perfect credit still qualify for a mortgage. Overall, VA loans provide a valuable benefit to those who have served our country and can make it easier for them to achieve the dream of home-ownership.
HOW CAN WE HELP YOU TODAY?
We Help Families Just Like Yours Buy or Refinance Their Home Loans
Purchase a Home
There’s nothing better than raising your kids on your own home. We can help you with just a few simple steps to unlocking that American Dream of home ownership.
Rate & Term Refinance
It’s never too soon to start saving money on your monthly mortgage. Rate & Term Refinancing will save you tens of thousands of dollars over the life of your loan.
Cash-out Refinance
Too often the biggest access to cash is a homeowners equity. Remodel your home, pay down debts or take that dream vacation, Cash out Refinance is your ticket out of “Equity-Jail”.
Renovate a Home
Looking to renovate a home? We have options. Give us a call and we will help you get your project funded.
LATEST VA BLOG POSTS
Can You Get a VA Loan With No Credit Score?
While getting a VA loan without a credit score requires additional effort and documentation, it is absolutely achievable with the right approach. By finding an experienced VA lender who offers manual ... ...more
Loans ,VA Loans
April 12, 2025•8 min read
Why Using a Smaller Lender for Your VA Loan Is Smart: 5 Key Advantages
While big banks and national lenders certainly close thousands of VA loans successfully each year, many veterans find that smaller, specialized lenders provide a superior experience with meaningful ad... ...more
Loans ,VA Loans
March 29, 2025•7 min read
Are VA Loans Bad for Sellers?
Understanding the realities behind VA loans can help you make informed decisions when selling your property, potentially opening your home to a larger pool of qualified buyers. ...more
Loans ,VA Loans
March 15, 2025•9 min read
Will VA Loans Be Affected By The Trump Administration?
With the Trump administration now in office, many veterans are asking important questions about the future of VA loans and how policy changes might affect their ability to purchase or refinance homes. ...more
Loans ,VA Loans
March 01, 2025•7 min read
Can You Refinance a VA Loan?
The ability to refinance your VA loan—whether to another VA loan or to a conventional loan—gives you flexibility to adapt to changing financial circumstances and goals. ...more
Loans ,VA Loans
February 15, 2025•8 min read
VA Loans for Commercial Property
Under certain conditions, VA loans can be used to purchase properties with commercial elements, opening doors to both housing solutions and potential income opportunities. ...more
Loans ,VA Loans
February 01, 2025•11 min read
Mortgages are a significant financial commitment, and making mistakes during the process can have serious consequences. In this blog post, we'll explore the top 5 mortgage mistakes to avoid.
Mortgages can be tricky, and it's easy to make mistakes that can end up costing you dearly. That's why we've put together this list of Mortgage Do's and Do Not's to help you navigate the process with ease.
Your credit score is one of the most important factors that lenders consider when deciding whether to approve you for a mortgage loan. By taking steps to improve your credit score, you can increase your chances of getting approved for a loan with better terms,
We Got Your Six!
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. This page is made to help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country!
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov
For State Requirements go to https://www.emortgagecapital.com/licensing