Buying a home in 2025 doesn’t require perfection. It requires preparation.
A recent bill passed in the House of Representatives could help reshape the affordability crisis—and it's got everyone from first-time buyers to long-time renters talking.
The market will always have ups and downs. Rates will shift. Prices will rise and fall. What matters most is your personal readiness.
Compared to late 2023 and much of 2024, mortgage rates have indeed come down. But they're still not where most buyers feel excited. The 6–7% range is the new norm, and that’s causing some confusion.
We got your six!
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. This page is made to help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country!
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov.
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
www.sml.texas.gov